The Official Credit Institute (ICO) has launched new lines of financing aimed at companies seeking to undertake investment, growth, internationalization or competitiveness improvement projects.
These lines are aimed at facilitating access to financing for viable projects that contribute to economic growth, business modernization and strengthening the productive capacity of companies.
The available lines are:
Direct financing line of the ICO aimed at companies that want to promote investment projects, growth or improvement of their competitiveness.
Fundable projects include:
Financing can be arranged directly through the ICO and there is also the possibility of co-financing with financial institutions.
Specific line for companies with international activity, export potential or linked to international value chains.
It is aimed at financing internationalization projects, expansion or reinforcement of productive capacity linked to exports, incorporating especially favorable conditions linked to European funds.
This line may include:
Access to these lines is open to companies that meet the requirements established by the ICO for each modality.
Aimed at SMEs at least 4 years old, except in co-financing operations with banks.
Aimed at companies operating abroad or linked to international value chains.
The stated requirements include:
The ICO Crecimiento Exportadores line is in force until July 1, 2026.
According to the information provided by the ICO, a possible extension is being studied.
Both lines are processed 100% digitally through the ICO platform.
If you are interested in assessing whether your company can access any of these funding lines, from BIOIB we can guide you and accompany you in the analysis of the call and the application process.
Complete the form and we will contact you to offer you our support.
If you are interested in managing a call with the support of BIOIB, we are here to help you. Complete this form and we will contact you to offer our assistance throughout the process.
